Contact.

By using this Website, you are agreeing to all parts of the above Disclaimer. If you have any questions about this Disclaimer, please contact me at kassandra@embracingkulture.com. 

From time to time, I may promote, affiliate with, or partner with other individuals or businesses whose programs, products and services align with mine. In the spirit of transparency, I want you to be aware that there may be instances when I promote, market, share or sell programs, products, or services for other partners and in exchange I may receive financial compensation or other rewards. Please note that I am highly selective, and I only promote the partners whose programs, products and/or services I respect. At the same time, you agree that any such promotion or marketing does not serve as any form of endorsement whatsoever. You are still required to use your own judgment to determine that any such program, product or service is appropriate for you. You are assuming all risks, and you agree that I am not liable in any way for any program, product, or service that I may promote, market, share or sell on or through this Website.

References or links in this Website to the information, opinions, advice, programs, products, or services of any other individual, business or entity does not constitute my formal endorsement. I am merely sharing information for your own self-help only. I am not responsible for the website content, blogs, e-mails, videos, social media, programs, products and/or services of any other person, business or entity that may be linked or referenced in this Website. Conversely, should this Website link appear in any other individual’s, businesses or entity’s website, program, product, or services, it does not constitute my formal endorsement of them, their business, or their website either.

No Endorsement.

Affiliates.  

Although every effort is made to ensure the accuracy of information shared on or through this Website, the information may inadvertently contain inaccuracies or typographical errors. You agree that I am not responsible for the views, opinions, or accuracy of facts referenced on or through this Website, or of those of any other individual or company affiliated with my business or me in any way. Because scientific, technology and business practices are constantly evolving, you agree that I am not responsible for the accuracy of this Website, or for any errors or omissions that may occur.

Errors and Omissions.

I MAKE NO WARRANTIES RELATED TO THE PERFORMANCE OR OPERATION OF MY WEBSITE. I MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE INFORMATION, CONTENT, MATERIALS, PROGRAMS, PRODUCTS OR SERVICES INCLUDED ON OR THROUGH THE WEBSITE. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, I DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. 

No Warranties.

You hereby fully and completely hold harmless, indemnify and release me and any of my agents, consultants, affiliates, joint venture partners, employees, shareholders, directors, staff, team members, or anyone otherwise affiliated with my business or me from any and all causes of action, allegations, suits, claims, damages, or demands whatsoever, in law or equity, that may arise in the past, present or future that is in any way related to this Website. 

Indemnification and Release of Claims.

By using this Website, you agree to absolve me of any liability or loss that you or any other person may incur from use of the information, products, or materials that you request or receive through or on this Website. You agree that I will not be liable to you, or to any other individual, company or entity, for any type of damages, including direct, indirect, special, incidental, equitable or consequential loss or damages, for use of or reliance on this Website. You agree that I do not assume liability for accidents, delays, injuries, harm, loss, damage, death, lost profits, personal or business interruptions, misapplication of information, physical or mental disease or condition or issue, or any other type of loss or damage due to any act or default by me or anyone acting as our agent, consultant, affiliate, joint venture partner, employee, shareholder, director, staff, team member, or anyone otherwise affiliated with my business or me, who is engaged in delivering content on or through this Website.

Limitation of Liability. 

As with all situations, there are sometimes unknown individual risks and circumstances that can arise during use of this Website that cannot be foreseen that can influence or reduce results. You understand that any mention of any suggestion or recommendation on or through this Website is to be taken at your own risk, with no liability on my part or from my team members, recognizing that there is a rare chance that illness, injury or even death could result, and you agree to assume all risks.  

Assumption of Risk.

I present real world experiences, testimonials, and insights about other people’s experiences with my website for purposes of illustration only. The testimonials, examples, and photos used are of actual clients and results they personally achieved, or they are comments from individuals who can speak to my character and/or the quality of my work. They are not intended to represent or guarantee that current or future clients will achieve the same or similar results; rather, these testimonials represent what is possible for illustrative purposes only. 

Testimonials.

My role and products sold are to support and assist you in reaching your own goals, but your success depends primarily on your own effort, motivation, commitment, and follow-through. I cannot predict and I do not guarantee that you will attain a particular result, and you accept and understand that results differ for everyone. Everyone’s results depend on his or her unique background, dedication, desire, motivation, actions, and numerous other factors. You fully agree that there are no guarantees as to the specific outcomes or results you can expect from using the information you receive on or through this Website.

Personal Responsibilty.

No Guarantees. 

You aim to accurately represent the information provided to us on or through this Website. You acknowledge that you are participating voluntarily in using this Website and that you are solely and personally responsible for your choices, actions, and results, now and in the future. You accept full responsibility for the consequences of your use, or non-use, of any information provided on or through this Website, and you agree to use your own judgment and due diligence before implementing any idea, suggestion, or recommendation from this Website to your life, family, or business. 

The information provided in or through this Website is for educational and informational purposes only and solely as a self-help tool for your own use. 

Disclaimer For Educational and Informational Purposes Only.


The website is owned by Kassandra Ayala-Najera and Embracing Kulture.


By viewing this website or anything made available on or through this website, including but not limited to programs, products, services, opt-in gifts, e-books, downloadable guides, videos, webinars and masterclasses, blog posts, e-newsletters, sales calls, coaching sessions, e-mails, social media and/or other communication (collectively referred to as “Website”), you are agreeing to accept all parts of this Disclaimer.

Thus, if you do not agree to the Disclaimer below, STOP now, and do not access or use this Website.


Terms and Conditions